How can you lower the cost of food after a job lay off?
Try the store brand or off brand products. Name brand products are nice. Many Americans must have a certain brand cereal, mayonnaise, and salad dressing. If operating with limited financial resources, you may not have a choice. Here is a good test, try one store brand or off brand product a week. Each week you shop, try something new. Make sure it is low priced and only buy one or two, don’t stock up. If you like the cheaper version, great. If you don’t like it, you didn’t waste much money, but at least you tried. On average, store brand products and cheaper off brands cost $1 less!
Grocery shop alone and leave the kids at home. If you are a parent who takes your children grocery shopping, you are likely to spend unnecessary money on impulse purchase. Your kids have been good the entire shopping trip and they give you that cute little look, how can you possibly resist letting them get a candy bar or a bag of cookies? It is hard and most parents can’t resist. If you are one of those parents, leave the kids with family, friends, or a part-time babysitter. Not only that, but stick to your list. Whether you spend $5 on unnecessary impulse purchases each week or $50, the savings will be high at the end of the year.